Why Finance | Finance Options | Insurance | Special Offers | Tax Information | Links/Forms | Contact Us

Financial Marketing is a service organization within HOLT CAT, which provides equipment finance solutions to its customers. These solutions enable customers to take advantage of rates and terms that are generally more advantageous than the open market. The Financial Marketing staff is dedicated to satisfying customer needs, whether through one of Caterpillar Financial’s many finance options or through any other financial institution.

Financial Marketing is prepared with knowledge and experience to consistently incorporate alternatives into every sale. Based on input from the customer, the correct financial package will help finalize the deal.

The Financial Marketing department serves as the centralized retail finance facility for: Holt Texas, Ltd. D/B/A HOLT CAT and Holt Pipeline Equipment, Ltd.

Why Finance?

Financing of your equipment purchases may assist you in achieving your financial objectives and meeting your operational needs. Several benefits of financing include:

  • Preservation of cash flow for working capital needs
  • Quick acquisition of equipment can provide a competitive edge
  • Planned replacement strategies that keep your fleet updated
  • Several finance / lease options that can be tailored to meet your specific objectives
  • Options to address bonding and bidding concerns
  • Below market interest rates are available for both new and used equipment financing through
    Caterpillar Financial Services Corporation
  • Flexible payment plans
  • Financing options are available for international transactions
  • Caterpillar Financial’s superior customer service center is available by phone, Internet, fax and email

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Finance Options

HOLT CAT offers a variety of flexible financing options suited to specific customer needs and objectives. With years of experience, the Financial Marketing staff is prepared to match your needs with a diverse product mix.

  • HOLT CAT In-House Financing Options
    • Short Term Rental Plans (Rent-to-Rent)
    • Long Term Rental Plans (Predetermined Purchase Option)

Should a purchase or long-term lease better suit your needs, HOLT CAT has strong relationships with many major finance companies throughout the United States, including Caterpillar Financial Services Corporation.

  • Caterpillar Financial Services Corporation Financing Options:
    CFSC Financial Products Comparison Matrix
    CFSC Credit Application
    • Installment Sale Contract – Allows the customer to purchase the equipment and pay for it over a period of time.
      Installment Sale Contract Product Sheet
    • Finance Lease – Capital lease that allows the customer to make lease payments over a period of time and purchase the machine for a “bargain purchase option” at the end of the lease term. Options can be set as low as $1 (“Dollar Option Lease”). Taxes are financed upfront on a dollar option lease instead of billed monthly.
      Finance Lease Product Sheet
    • Long-Term Lease-Purchase (CVO) – Provides the customer with the lowest possible payment and gives the customer an option of returning the equipment or purchasing it at a pre-determined price (based on Fair Market Value) at the end of the lease term. This is an operating lease that may be treated as an “off-balance sheet” solution.
      Cat Value Option Product Sheet<
    • Fair Market Value Lease (FMV with LTR) – Provides the customer with a low rental payment and gives the customer an option of returning the equipment or purchasing it at Fair Market Value which is determined at the end of the lease term. This is an operating lease that may be treated as an “off-balance sheet” solution. Long Term Rental Product Sheet
    • Governmental Lease-Purchase – Allows governmental entities to finance equipment at a special low interest rate.
    • Governmental Tax Lease – Provides governmental entities with the lowest possible payment and gives the customer an option of returning the equipment or purchasing it at a pre-determined price (based on Fair Market Value).
  • Caterpillar Financial Services Corporation Line of Credit:
    • Automatic Credit Approval for Future Equipment Needs
    • First Class Financing Options
    • No Set-Up Fee
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Insurance

Physical Damage Coverage from Caterpillar Insurance

Caterpillar Insurance offers physical damage insurance protection for your new and used Caterpillar or non-Caterpillar equipment. This protection covers your equipment from losses that arise from fire, theft, vandalism, collision, overturn, floods and more. If you have any questions or are interested in enrolling, please call 1-800-248-4228 or e-mail a customer service representative at [email protected] and they will be happy to assist you.

Cat Insurance has you covered

  • $1,000 deductible for all equipment (except $10,000 deductible for logging)
  • Genuine, reliable Cat parts used in repairs by authorized Cat dealers
  • Equipment trailers and attachments can be insured
  • 24-hour claims service

Why Cat Insurance?

  • Coverage when you need it most.
    • You never know when something will happen to your equipment, but with physical damage coverage from Cat Insurance, you can be ready for any covered loss.
  • If it were any easier, it would be automatic.
    • With financing through Cat Financial, you’ll get instant approval and your rate is locked in for the term of your contract.
  • The best value in the field.
    • Cat Insurance premiums are competitive and their coverage is more comprehensive.
    • Even without a Cat machine, you can have Cat coverage.
    • Cat Physical Damage Insurance is available for any brand of equipment you have, because we feel you deserve the best coverage, regardless of the manufacturer.

More about Cat Insurance: (http://www.cat.com/services/cat_insurance/cat_insurance.html )

Cat Insurance Physical Damage Brochure
Cat Insurance Physical Damage Application
Cat Insurance Fleet Physical Damage Application
Cat Insurance Cancellation Form

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Special Offers

HOLT CAT offers a variety of flexible financing options suited to specific customer needs and objectives. With years of experience, the Financial Marketing staff is prepared to match your needs with a diverse product mix.

  • HOLT CAT In-House Financing Options
    • Short Term Rental Plans (Rent-to-Rent)
    • Long Term Rental Plans (Predetermined Purchase Option)

Should a purchase or long-term lease better suit your needs, HOLT CAT has strong relationships with many major finance companies throughout the United States, including Caterpillar Financial Services Corporation.

  • Caterpillar Financial Services Corporation Financing Options:
    CFSC Financial Products Comparison Matrix
    CFSC Credit Application
    • Installment Sale Contract – Allows the customer to purchase the equipment and pay for it over a period of time.
      Installment Sale Contract Product Sheet
    • Finance Lease – Capital lease that allows the customer to make lease payments over a period of time and purchase the machine for a “bargain purchase option” at the end of the lease term. Options can be set as low as $1 (“Dollar Option Lease”). Taxes are financed upfront on a dollar option lease instead of billed monthly.
      Finance Lease Product Sheet
    • Long-Term Lease-Purchase (CVO) – Provides the customer with the lowest possible payment and gives the customer an option of returning the equipment or purchasing it at a pre-determined price (based on Fair Market Value) at the end of the lease term. This is an operating lease that may be treated as an “off-balance sheet” solution.
      Cat Value Option Product Sheet<
    • Fair Market Value Lease (FMV with LTR) – Provides the customer with a low rental payment and gives the customer an option of returning the equipment or purchasing it at Fair Market Value which is determined at the end of the lease term. This is an operating lease that may be treated as an “off-balance sheet” solution. Long Term Rental Product Sheet
    • Governmental Lease-Purchase – Allows governmental entities to finance equipment at a special low interest rate.
    • Governmental Tax Lease – Provides governmental entities with the lowest possible payment and gives the customer an option of returning the equipment or purchasing it at a pre-determined price (based on Fair Market Value).
  • Caterpillar Financial Services Corporation Line of Credit:
    • Automatic Credit Approval for Future Equipment Needs
    • First Class Financing Options
    • No Set-Up Fee
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Tax Description/ Rates

The following tax related links have been provided by HOLT CAT’s Internal Audit department and are for reference purposes only. HOLT CAT does not provide tax advise of any kind. The opinions expressed and implied in these tax related addenda are those of HOLT CAT and are not intended to be the basis for any external decision or policy formation. Entities and individuals should consult their respective taxing authority or professional for tax advice.

Sales and Use Tax Guide
Tax Exemption Certificate
Heavy Equipment Tax
Diesel Equipment Surcharge
Current Tax Rates by Location 10.03.06

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Links/Forms

HOLT CAT Forms

Caterpillar Financial Forms

Caterpillar Insurance Forms

Links

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Contact Us

HOLT CAT has invested in an experienced staff that is eager to work with you to insure that your financing is structured in a way that best suits your needs and objectives. Should you have any questions concerning the equipment financing process, please feel free to contact us.

  • NORTH TEXAS (Irving)
    Serving Fort Worth, Dallas, Texarkana, Longview and Tyler:
    Beverly Knight ([email protected])
    Phone: 972-721-2028; Fax: 972-721-2986
    Mailing Address: P.O. Box 540788, Dallas, TX 75354-0788
    Physical Address: 2000 E. Airport Freeway, Irving, TX 75062-4831
  • CENTRAL TEXAS (Austin)
    Serving Austin and Waco:
    Noel Luttrell ([email protected])
    Phone: 512-292-5067; Fax: 512-292-5064
    Mailing Address: P.O. Box 1604, Austin, TX 78767
    Physical Address: 9601 S. IH 35 Austin, TX 78744
  • SOUTH TEXAS (San Antonio)
    Serving San Antonio, Victoria, Corpus Christi, Laredo, and Weslaco:
    Cindy Sramek ([email protected])
    Phone: 210-531-8638; Fax: 210-648-8499
    Mailing Address: P.O. Box 207916, San Antonio, TX 78220
    Physical Address: 3302 S. W.W. White Rd, San Antonio, TX 78222